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American Truck Simulator is a truck-driving simulator as well as a business management simulator. In the game, players drive trucks and deliver trailer-moved goods to a designated location in order to be compensated with money and experience points. The payload must be delivered to the location speedily within a given amount of time, and with the least amount of damage to the goods as possible, in order to net the most money and experience points possible. In-game money, after being earned, can be used to purchase more trucks and associated aesthetic, mechanical, and structural upgrades, purchase fuel and repairs for those trucks, take out and repay loans from a bank, as well as hire drivers and purchase garages to house and base them in. The amount of money and experience points earned depends on the length of the delivery in miles traveled and the type of goods being transported. When delivering goods, players can use their own personally-purchased truck or use one provided by an in-game company. When delivering goods using a fleet-provided truck, repairs and other costs are paid for by the company rather than out of the player's in-game fund pool. Experience points can be used to obtain perks, which improve the player's driving ability and what kinds of payloads they can deliver, such as chemicals and explosives, which net a bigger reward when completed successfully.

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